Hardlines and softlines are the two major classifications of retail inventory. "Softlines" generally refers to goods that are literally soft, such as clothing ...

Aug 31, 2023 · A hard market refers to a period when insurance premiums rise, and underwriting standards become narrower due to a variety of environmental, ...

A hard market is the upswing in the insurance market cycle, when premiums increase, coverage terms are restricted, and capacity for most types of insurance ...

Sep 4, 2023 · [A hard market is defined as an upswing in the insurance market cycle where premiums rise, coverage terms constrict and capacity and/or ...

Jun 24, 2022 · Hardline businesses are retailers that sell physically "hard" goods. Hard goods can include toiletries, pet care items, toys and sporting ...

Dec 14, 2023 · During a hard market, insurance carriers become more risk-averse, leading to tighter underwriting standards and higher premiums.

Jan 14, 2024 · In a dynamic market landscape, a renowned retail player has adeptly utilized hardlines to bolster its market positioning and fortify customer ...

Driven away from standard carriers by hard market conditions, many insureds (and even some insurance professionals) are encountering the excess and surplus ...

Our Roastery is located on the outskirts of Cardiff surrounded by mountains and a fairy tale castle, this is where the coffee magic happens. Here you will find ...

Oct 11, 2019 · They're totally subjective and they rarely reflect conditions across all insurance lines. What one person might see as 'hard,' another might see ...